This hormone therapy is SO ESSENTIAL to so many women post menopause. It is prohibitively expensive without the cost cutting of compounding pharmacies. 10 years ago, when cBHT cream was first prescribed to me, I checked with my local pharmacy and I was aghast at its cost and the fact that insurance does not cover it. I was so uncomfortable without it that I really was at my wits end. Then my doctor told me about the compounding pharmacy and sent in my prescription. This is the only medication I take on a regular basis although I am a senior citizen, and although I cannot understand why it is not covered by medicare, I can afford it thanks to the compounding pharmacy.