I started hormone therapy a couple of years ago with the bio T implanted pellet. After the pellet took affect, I noticed a difference in my energy level, my mood, my skin and after a year my bone density scan showed that I was in better shape than when I had to scan three prior. I believe natural hormone replacement therapy is a great way to maintain an active lifestyle and avoid the conditions like osteoporosis that plague people as they get older. I feel strongly that as Americans we need the freedom to choose these things and not be limited by what the FDA wishes to provide us. This therapy I pay for out-of-pocket and in no way affects any kind of insurance or retirement benefit I have.