I have been using cBHT for 11 years as a cream that I rub on every night; at first to regulate my menstrual cycle, now to just keep my hormones balanced in menopause, since my body no longer makes them. I have experienced no side effects. I genuinely believe that cBHT keeps my body in good health. I am on no other medication, prescription or OTC. cBHT is not covered by my insurance, and I pay for it out of pocket. That is how important and effective it is for my physical and emotional health.